DYOR Crypto Wiki

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From now on all new information will be added within the CryptoWiki.mecommunity website! No longer over here. So be sure to move over to stay on top of new research developments!

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DYOR started out in 2015 on Fandom and has now grown to ~3500 pages on CryptoWiki.me 🤩

All the information that you can find in these pages is public knowledge with sources provided. The community is encouraged to add truthful and unbiased entries to further this body of work.

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"Building a yield-maximizing marketplace for crypto interest rates."



"In this update, Element shares their official audit reports, officially open sourced the Element Protocol codebase, and introduce their bug bounty."

"PeckShield has published a Element Finance audit report on April 14th 2021, which was before their mainnet launch on June 30th.

Runtime Verification has published a Element Finance audit report on April 26th, which was before their mainnet launch on June 30th.

Note: The Element Finance team has successfully implemented most of the fix recommendations from both audit reports."

With the comment: "The element finance team is dedicated towards creating a transparent, trustworthy, and battle-tested protocol, built upon strong fundamentals."



Admin Key

"Admin control information is easily found on their documentation. All contracts are immutable. Pause control is mentioned in their admin keys documentation."





Token Allocation


Other Details

  • Will have a two token-system (1-4-2021).


Coin Distribution


  • Whitepaper can be found [insert here].
  • Code can be viewed [insert here].


How it works

"The upcoming protocol is poised to enter an already bustling crypto lending and borrowing scene where established firms woo new deposits with the promise of lucrative rates. But those traditional interest rate schemes freeze up the underlying capital, a hallmark feature of lending one’s money that Villanueva sees more as a bug. Element works by splitting those deposits into two tokens – one representing the principal position and the other a stand-in for the interest rate. Users could then opt to sell the rights to their principal token while still hanging onto the interest-bearing one. “Because we split it into two positions you can sell your position at a discount so you can get more exposure to your interest,” he explained."

"Element Finance is yet another DeFi “money lego” being launched soon that does something quite cool - it splits base asset positions (such as ETH, USDC) into two different tokens - the principal token and the yield token. What this means in plain English is that you can lock ETH into something like staking on eth2 and then be issued a token for your original ETH amount (the principal) and a token that represents the yield generated on that principal (the staking APY). From here, using the magic of DeFi, the principal token could be put to work in other protocols (such as put into a trading pair on an AMM or used as collateral within a money market)."

"The process is as follows:

  1. Buying a crypto asset at a discount with principal tokens
  2. Holding it until maturity
  3. Redeeming the principal token for the crypto asset (1:1)
  4. Realizing your fixed APR"




Validator Stats

Liquidity Mining



Other Details

Oracle Method

Privacy Method


Their Other Projects

  • From their blog (14-10-2021):

"We have introduced our Treasury Management initiative. This initiative has the goal of helping DeFi Protocols, DAOs, Funds, and Institutions diversify their treasuries by allowing them to earn fixed rates on their treasury capital (or a portion of it) while maintaining the flexibility to exit their positions if needed."


  • Can be found [Insert link here].


$56M total value locked

$46M in total liquidity

$13M in trading volume

  • From their blog (14-10-2021):
  1. "Surpassed the $180 million total value-locked (TVL) milestone
  2. Surpassed $70 million in trading volume
  3. Launched terms for seven different asset classes, including USDC, DAI, and WBTC
  4. Surpassed 9,000 active users"

Projects that use or built on it


Pros and Cons



Team, Funding, Partners


  • Full team can be found [here].
  • Will Villanueva; CEO
  • Charles St. Louis; COO and MIP Editor at MakerDAO (8-2021)


"Raised $4.4 million from Andreessen Horowitz (a16z) and Placeholder. SV Angel, A.Capital, Scalar Capital and Robert Leshner’s Robot Ventures also participated in the round, Villanueva said.


"The round was led by Polychain Capital and includes previous investors Andreessen Horowitz, Placeholder, A_Capital, and Scalar Capital. New investors in the round include Advanced Blockchain, Republic, Rarestone, Yunt Capital, P2P Validator, Ethereal Ventures, and their limited partners; and Femboy Capital. We’re also happy to have some of the most respected builders in DeFi, join the round:

  1. Rune Christensen (Founder of MakerDAO)
  2. Stani Kulechov (Founder & CEO of Aave)
  3. Fernando Martinelli (Co-Founder & CEO of Balancer)
  4. Kain Warwick (Founder of Synthetix)
  5. Hart Lambur (Co-Founder of UMA Protocol)
  6. Julian Koh (Co-Founder & CEO of Ribbon Finance)
  7. Alex Svanevik (Co-Founder & CEO of Nansen)
  8. Santiago Roel Santos (Former partner at ParaFi Capital)
  9. Mariano Conti (Former Head of Smart Contracts at Maker Foundation)
  10. Cyrus Younessi (Former Head of Risk Management at Maker Foundation)
  11. Tracheopteryx (Yearn)
  12. Darren Lau and Daryl Lau (Not3Lau)
  13. Anthony Sassano (Ethereum educator)
  14. David Hoffman and Ryan Sean Adams (Co-Owners of Bankless)
  15. Dean Eiganmann (Co-founder Dialectic)
  16. Zachary Cole (CTO of Slingshot)
  17. Patrick LaVecchia (CEO of Oasis Pro Markets)
  18. Will Price (DeFi Data Scientist)
  19. Marc Bhargava (Co-founder of Tagomi, acquired by Coinbase)."



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